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Best policies for your home, assets, and business.

We have been providing insurance to residents and businesses in Sussex County, NJ and the surrounding areas, as well as other areas in New Jersey, New York, and Pennsylvania, for over twenty years. The purpose of insurance is to protect yourself from expensive emergencies that are often unaffordable without help. These include insurance for vehicle damages, home emergencies, and unexpected business challenges. When faced with these situations, it can feel overwhelming. Insurance provides a financial safety net so you are not burdened with expenses you can’t handle, especially during a difficult time. 

At US Insurance Agency, we care about our clients’ protection, and we make sure each of our clients has the coverage they need at a price they can afford. Whether you need personal or business insurance in Sussex County, NJ, we are here to help you achieve the peace of mind of an excellent plan for your specific needs.

Personal Insurance in Sussex County, NJ

We understand that there’s no one-size-fits-all solution to insurance, and that’s why we work tirelessly to make sure each of our clients in Sussex County, NJ has a personal insurance plan tailor-made for them.

car in hands


There are different kinds of insurance plans, depending on what vehicle you own, and they’re all important. If you get into an accident or sustain damage to your vehicle in some way, insurance provides you with the financial support for repairs without having to pay completely out of pocket. Different vehicle insurance plans include:

The most commonly known type of vehicle insurance, auto insurance protects typical car owners. This kind of insurance is usually legally required.

If you own a classic or antique car, this specialized insurance may be for you! Classic car insurance is often more affordable than you think because you don’t need to pay for full-time coverage, only for specifically what you need.

If you own a boat, you’re going to want separate insurance to cover you in case of a boating accident.

Motorcycles are one of the riskier vehicles to drive, so you definitely want to make sure you have insurance in the event of an accident.

Since RVs act both as a mode of transportation and as a home, you’re going to want a comprehensive insurance policy that is a combination of auto and home insurance.

If you drive a commercial truck, you will need primary liability insurance to cover any damages to others that may occur while you are driving the truck. This insurance is your company’s responsibility, but you need to make sure they provide it. Otherwise, you could be heavily fined and even lose your license. Additionally, there are other kinds of insurances that cover damages to the truck itself.


Homeowners insurance is crucial to protect you financially in the event of storm damage, theft, or any other kind of accident or damage to your home. Renters insurance works similarly, and is important to have if you are renting a home. If you own or rent a home in Sussex County, NJ, we can help you get affordable yet comprehensive coverage.

Concept of insured pets


Your pet is an important part of your family and deserves the best care possible. If your pet gets sick or injured, vet bills can be expensive. Just like you have health insurance for yourself and your family members, it’s important to have pet insurance for your pet. This way, you can get your pet the care it needs without going broke. If you own a pet in Sussex County, NJ, we’ll help you get a pet insurance plan that fits your specific needs.

Umbrella Insurance

Umbrella insurance acts like a figurative umbrella in a rainstorm of unpredictable damages. Sometimes, we can’t predict what kind of expensive issues may crop up. Umbrella insurance protects you financially from a variety of situations that may be unforeseen.

Insurance Coverage Tailored to You.

Business Insurance in Sussex County, NJ

When you own a business, you want to focus on running and growing your company, not dealing with liabilities or damages. Business insurance provides protection in the event of any fines or unexpected expenses due to a variety of different kinds of damage. If you are a business owner in Sussex County, NJ, our experts will work with you to provide a customized insurance plan with the coverage you need to fully protect your business.

Business insurance includes

  • Business liability insurance
  • Commercial auto insurance
  • Commercial property insurance
  • Cyber liability insurance
  • Workers compensation insurance
  • Auto dealers insurance
  • Contractors insurance
  • Errors and omissions insurance
  • Farm and ranch insurance
  • Landlord liability insurance
  • Liquor liability insurance
  • Restaurant insurance